We Buy Debt Portfolios Across Europe
Fast & Efficient Exit
Fast, confidential acquisition of non-performing consumer and commercial debt portfolios.
We purchase debt portfolios directly and manage the entire recovery process at our own cost and risk. Once acquired, we take full responsibility for tracing, engagement, legal strategy, and collections—allowing sellers to exit non-performing accounts quickly and efficiently.
Why Creditors Choose EU Coll
Immediate offers for debt portfolios
Recovering As You (First Party)*
Seamless brand and team extension
Focus on retention and education
AI + Human for optimized re-engagement
Recovering For You (Third Party)
Premier omnichannel agency
Focus on liquidation and resolution
AI + Human for high-volume repayment
Recovering Benefits with EU Coll
Recovering Benefits with EU Coll
Fast Decisions
Prompt review of portfolios and efficient commercial responses.
Zero Recovery Cost
Once acquired, recovery costs and operational risk are ours.
Immediate Liquidity
Convert distressed receivables into immediate cash flow.
Flexible Portfolios
Single portfolios, aged accounts, legacy files and larger packages considered.
Confidential Process
Professional and discreet handling from first contact to completion.
Cross-Border Reach
Ideal for debtors who have relocated within Europe.
Trusted by Market Leaders. Loved by Consumers.
We’re leaders in our field and work with trusted industry organizations and regulators.
Strategic Recovery Hubs
We are ideally positioned to pursue recoveries across Central and Eastern Europe, particularly in cases where debtors have relocated or become difficult to trace.
EU Coll’s collection strategy utilizes HeartBeat™ to eliminate the guesswork of collections, allowing our agents to spend 100% of their time on what matters: helping pre- and post-delinquency consumers find a way forward.
Our first-party and third-party collections services help your business put consumers first, so every dollar recovered makes a difference.
Performance
25% Higher liquidation than many competitors
Scale
25+ million accounts daily
Expertise
95+ Clients, including leading debt issuers and buyers
Scalable, Reliable Recovery Performance
HOW IT WORKS
Simple 3-Step Process
1. Submit Portfolio Details
Send a summary, sample file or high-level portfolio data in confidence.
2. Receive Indicative Offer
We assess collectability, legal position and pricing promptly.
3. Complete the Sale
Clear documentation, smooth transfer process and immediate exit.
Leading With Consumer Empathy
Looking to Sell a Debt Portfolio?
Dispose of non-performing accounts quickly, professionally and confidentially.
High-Performance Recovery
Join more than 95 industry leaders who recover more with EU Coll. Data science and AI technology elevate first and third-party collections with a personalized, consumer-friendly experience that delivers superior results.
- 25% higher liquidation than many competitors
- 20% payment rate on select debt types
- 31% customer self-served, including payments made outside traditional FDCPA hours
EU Coll is a licensed debt collection agency.
License: BG121455
EU License: EU444888
EU Compliance Manager: EU224466
Nobody comes close to touching EU Coll on net liquidation for end of the funnel debt.
- Bank Customer