/*
Theme Name: Meridian Credit Theme
Theme URI: https://example.com/
Author: OpenAI
Description: Full WordPress theme for a debt recovery and portfolio acquisition website. Built as a standalone theme and compatible with Elementor.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: meridian-credit-theme
*/

:root{
  --navy:#0B1F3A;
  --gold:#C8A24B;
  --text:#25303d;
  --muted:#5A6473;
  --bg:#F7F6F2;
  --white:#ffffff;
  --border:#e5e8ee;
  --container:1180px;
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,sans-serif;
  color:var(--text);
  background:var(--white);
  line-height:1.65;
}
h1,h2,h3,h4{
  font-family:"Playfair Display", Georgia, serif;
  color:var(--navy);
  line-height:1.1;
  margin:0 0 14px;
}
h1{font-size:clamp(2.3rem,5vw,4.7rem)}
h2{font-size:clamp(1.7rem,3vw,2.8rem)}
h3{font-size:1.35rem}
p{margin:0 0 18px}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.container{width:min(calc(100% - 36px), var(--container));margin:0 auto}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:50px;padding:0 20px;border-radius:999px;font-weight:700;
  transition:.2s ease;gap:10px
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{opacity:.95;text-decoration:none}
.btn-secondary{background:#fff;color:var(--navy);border:1px solid var(--border)}
.btn-secondary:hover{text-decoration:none;background:#fafafa}
.section{padding:84px 0}
.section-sm{padding:52px 0}
.eyebrow{
  display:inline-flex;align-items:center;padding:8px 12px;border-radius:999px;
  background:#edf1f6;color:var(--navy);font-size:.78rem;font-weight:800;
  letter-spacing:.08em;text-transform:uppercase
}
.lead{font-size:1.1rem;color:var(--muted);max-width:66ch}
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid var(--border)
}
.site-header__inner{
  min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:24px
}
.brand{display:flex;align-items:center;gap:14px}
.brand__text strong{display:block;color:var(--navy);font-size:1.05rem}
.brand__text span{display:block;color:var(--muted);font-size:.88rem}
.nav-toggle{display:none;background:var(--navy);color:#fff;border:0;padding:10px 14px;border-radius:12px}
.primary-nav ul{display:flex;gap:24px;list-style:none;padding:0;margin:0;align-items:center}
.primary-nav a{font-weight:700;color:var(--navy)}
.primary-nav .menu-item-cta a{
  background:var(--navy);color:#fff;padding:12px 16px;border-radius:999px
}
.hero{
  background:linear-gradient(180deg,#f9fafc 0%, #f7f6f2 100%);
  padding:92px 0 78px;border-bottom:1px solid var(--border)
}
.hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center}
.hero-card{
  background:#fff;border:1px solid var(--border);border-radius:28px;padding:30px;
  box-shadow:0 18px 48px rgba(11,31,58,.06)
}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.metric{background:#fff;border:1px solid var(--border);border-radius:18px;padding:18px}
.metric strong{display:block;color:var(--navy);font-size:1.6rem}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius);
  padding:28px;box-shadow:0 10px 30px rgba(11,31,58,.04)
}
.card p:last-child{margin-bottom:0}
.list-clean{list-style:none;padding:0;margin:0}
.list-clean li{padding:12px 0;border-bottom:1px solid var(--border)}
.list-clean li:last-child{border-bottom:0}
.band{
  background:var(--navy);color:#fff;border-radius:28px;padding:38px;
  display:flex;justify-content:space-between;gap:24px;align-items:center
}
.band h2,.band p{color:#fff}
.footer{
  background:var(--navy);color:#d8e1ed;margin-top:72px
}
.footer a{color:#fff}
.footer__top{
  padding:56px 0 28px;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px
}
.footer__bottom{
  border-top:1px solid rgba(255,255,255,.12);padding:18px 0 30px;color:#b1bfd1;font-size:.94rem
}
.page-hero{
  background:linear-gradient(180deg,#f9fafc 0%, #fff 100%);
  padding:70px 0 38px;border-bottom:1px solid var(--border)
}
.page-hero p{color:var(--muted);max-width:68ch}
.content{padding:46px 0}
.notice{
  margin-top:22px;font-size:.95rem;color:var(--muted);
  border-left:4px solid var(--gold);padding-left:14px
}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}
.contact-box{
  background:#fff;border:1px solid var(--border);border-radius:20px;padding:24px
}
.form-field{margin-bottom:14px}
.form-field input,.form-field textarea{
  width:100%;padding:14px 16px;border:1px solid var(--border);border-radius:14px;
  font:inherit
}
.form-field textarea{min-height:140px;resize:vertical}
.kicker{color:var(--gold);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}
.small{font-size:.95rem;color:var(--muted)}
@media (max-width: 960px){
  .hero__grid,.grid-2,.grid-3,.footer__top,.contact-grid,.metrics{grid-template-columns:1fr}
}
@media (max-width: 860px){
  .nav-toggle{display:inline-flex}
  .site-header__inner{flex-wrap:wrap;padding:10px 0}
  .primary-nav{display:none;width:100%}
  .primary-nav.is-open{display:block;padding-bottom:10px}
  .primary-nav ul{flex-direction:column;align-items:flex-start;gap:16px}
}